Understanding Term Life Insurance – How To Save Money The Smart Way

Term life insurance is the easiest type of life insurance to understand. To put it simply, the insured person pays a minimal premium per thousand dollars of coverage on an annual, semi annual, quarterly or monthly basis. If he or she dies within the term of the policy, the life insurance company will pay the beneficiary the face value of the policy.

Distinctive Features of Term Life Insurance
To better understand some of the distinctive features of term life insurance consider the following points:

First, term life insurance is “pure …

Professional Indemnity Insurance If Call Yourself An Expert? Then You’d Better Be

In business, true accurate information can be the most valuable commodity of all. It can also be the most costly. In a society of enthusiastic litigants, anyone professing to be an expert had better be able to prove it, especially if intending to peddle the fruit of that expertise.

Realistically though, even experts can make mistakes, which is why Professional Indemnity insurance is so important. Professional Indemnity insurance covers the experts when they get it wrong. After all, inaccurate information about the stock market can cause a client to lose …

Adding The Proper Security Lowers Insurance Rates For Home and Business Owners

One thing that many home and business owners neglect to check when establishing security measures for their homes and businesses, is whether or not it will actually lower their insurance rates. Just as many companies reward safe drivers and drivers who own cars with GPS tracking enabled, they also reward home owners that take logical and practical steps to reduce the vulnerability of the homes to invasion as well as other security risks such as fire.

This is one question you should ask the security expert that assesses your home …