Shopping on impulse, shopping to excess, going into debt becomes the downside remnants which plagues the busy holiday season. We all go into spend mode as soon as the days become filled with the seductive Christmas music in the department stores, which lures you into a trance to start spending money.
So it’s always best to have a game plan, to begin thinking about how you’ll approach your spending, refining your shopping techniques for the upcoming holiday season.
What needs to be made is a pledge of not making the …