For most, budgeting sounds too drab as they would rather spend for today. But know that to become self-sufficient, it comes down to how you deal with your money, how you manage it. So it’s a lesson which needs to be learned, this to gain financial independence.
What the vast majority will do is spend paycheck to paycheck, or fall into the trap of spending more money than they earn, and then get swallowed by evil debt. It’s the easiest most luring thing to do. The bait that is credit …