For decades, the conventional and conservative advice was to save more, penny pinch any extra money that you earn and keep it in your socks or under your mattress for a rainy day.
The mindset was that you should stop going out to the deli everyday for lunch or buy those extra pair of shoes, but instead bring a bologna or cheez-whiz sandwich to work.
Historically, it’s been an ideal and a consciously good idea to save a bit each and every month by reducing frivolous expenditures. But lately however, …