There are some during the holiday season, who’ll buy lavish gifts just for themselves, charge it on their credit cards, only to return them back in January, this before they receive their credit card statement. Is this an addiction or genius. All they’re doing is feeding their shopping habit.
When it comes to the rush that is holiday gift buying, what everyone feels is a bit anxious, as their budget becomes fully stretched out. What the majority will do is overspend, which means buying things that they can’t really afford. …