We all have problems, our own private issues, they arise when a current situation differs from what we ultimately want, a desired goal. So we somewhat go around in our own way in the attempts to solve them ourselves.
We eventually find out some problems are nothing more than searching for a means, an equatable solution.
This so we can reduce or eliminate the differences between our particular goal, and the current state we find ourselves in.
You have a problem of wanting more money in your bank account, but …