What just the mention of money does is it activates the deepest of emotions in most. Are you motivated by scarcity or abundance. Are you cheap or are you generous, realizing that money is just an infinite symbol and something that you can’t take with you once you pass.
Do you have the peace of mind to spread it around to others, as it’s just an universal substance of exchange which doesn’t belong to anyone or stay long. Do you enjoy to spread it around or would rather hoard it, allowing it to get stale in your piggy bank.
What money does is it brings out our worst fears. What we all want is to surrender to this fear along with other resistances, this in the hopes that money will flow more freely towards you and feel at peace about it.
To identify your money personalty, define your attitude towards it. What most will find is that they’ll blend into more that one type of the following money personalities.
Evaluate what your financial habits and tendencies are. The goal is developing the most successful approach possible when it comes to your attitude about money.
The Various Money Personalities
How Often Do You Procrastinate
What you do is notoriously avoid dealing with all your financial obligations. You live paycheck to paycheck, you spend until it runs out, not bothering to save. You spend, feel good about it, and the stress dissolves.
But what catches up to you is the reality of going into debt as the bills mount, and the creditors start knocking at the door. Then guilt sets in since you can’t fulfill your financial obligations.
A Procrastinators Personality
• Do you put off or have difficulty making financial decisions
• Do you have unpaid bills or debt, even though you have the money to pay for them
• Are your bills always past due to the point that they accrue penalty or interest charges
What it takes is self diligence when it comes to surrender denial, which is a key issue with procrastinators. Gradually, they’ll make it a habit of addressing their poor money habits at their own pace.
The secret to rid of procrastination is to find the balance between accepting one’s financial responsibilities, and finding other ways to unwind from stress.
Stressing Out About Money
Those who constantly worry about money are usually frugal. They’re astute accountant type problem solvers who avoids all errors because of their diligence with figures.
What this stress causes is poor health and sleep. It becomes important for them to surrender this stress, this so they won’t sabotage abundance when it comes to their relationship with finances.
Stressed Out About Money
• You constantly worry about money daily, even if you have plenty of it
• You have difficulty sleeping because of money
• You make your financial issues bigger than they are
• Once one financial worry is solved, you immediately create another
Stressing about money pointlessly dominates your life. Losing this money stress and worry is by staying focused in the present moment. So instead of inventing stories of doom and gloom, just avoid them.
Do You Spend On Impulse
Addictive spenders enjoy the thrill of spending more than what the security which is saving money provides. Impulsive spenders will spend at will, whether they can afford it or not.
Spending becomes a habit, a drug, a way to increase a low self-esteem. It temporarily masks their hurts, the disappointments of their lives, this by filling in an emotional gap with material goods.
• You have difficulty controlling your spending
• You find it thrilling to spend or gamble away your money
• You overspend to escape anger, worry, frustration, or loneliness
• You’re a compulsive shopper, purchasing “bargains” you can’t afford
As a result, you may have bad credit. Addictive spending is an emotional issue and not a financial one. The healing process begins with learning to let go, and addressing these emotions without attempting to mask them with spending.
Intuitive spenders will balance their logic with instincts when it comes to their money management. They get into trouble once they overrule their impulses with logic. They can also misread a financial situation once they can’t distinguish intuition from fear.
• Do you use your gut instincts instead of logic when it comes to finances
• If a decision feels right, are you able to act on it
• Do you trust your instincts when it says “no” to financial risk
• Do you use your intuition when it comes to making major money or investment decisions
Good intuitive spenders have excellent common sense. They’re brilliant money managers if they’re clear about the messages that they’re surrendering to. The key is to not over think while trusting intuition.
Do You Hoard Money
Do you save every penny for a rainy day, one that never comes. This the difference between financial responsibility and being obsessive. Chronic savers are penny pinchers who are greedy cheap misers. They can’t enjoy their money, despise it. They can’t spend it on themselves or on others.
Are You A Hoarder
• Are you diligent at saving money to the point of greediness
• Do you prefer low risk conservative investments instead of taking moderate risks
• Dislike spending money on things you don’t need or can’t afford
• You see no point giving to charities or causes, or giving to those who are in need
Once savers become hoarders, it suggests an obsessive compulsive disorder which forces them to clutch onto their money, this to ward off anxiety, which is the opposite of surrender.
They’re unable to surrender control since they fear scarcity. To experience more happiness, just allow this stinginess to go away. Become a self-appointed money distributor who enjoys spreading abundance.